Chandigarh, June 23: Godrej Capital, the financial services arm of the Godrej Industries Group, through its subsidiary Godrej Finance Limited, has expanded its Chandigarh office by moving to a larger premises, reflecting strong business momentum and a rapidly growing customer base across Chandigarh and surrounding markets. The expansion follows a significant increase in the company’s assets under management (AUM) in the region, which grew from ₹179.51 crore in FY25 to ₹322.20 crore in FY26, marking a robust ~79% growth.
Chandigarh is a strategically important market for Godrej Finance, supported by a strong MSME ecosystem and high credit awareness among business owners. Building on this momentum, the company is targeting an AUM of approximately ₹400 crore in FY27 for the Chandigarh market, while continuing to strengthen its presence across the region and surrounding markets. The growth will be supported by increasing demand for structured financing solutions among MSMEs and business owners.
The expanded office will cater to MSMEs and business owners through a range of lending solutions, including Business Loans, Business Loan Against Property (BLAP), and Prime Loan Against Property (Prime LAP). The branch will serve retailers, traders, manufacturers, transporters, and other enterprises seeking structured and transparent financing solutions.
The expansion is also supported by a 105% increase in employee strength in Chandigarh in FY26, reflecting the scale-up of operations, growing business momentum, and increasing demand across the region and surrounding markets.
The region continues to emerge as a vibrant economic center, driven by growth across MSMEs, pharmaceuticals, agriculture-linked industries, auto ancillaries, transport, and manufacturing. Rising commercial activity, increasing real estate transactions, and expanding entrepreneurial ventures are further accelerating demand for formal credit.
Speaking on the development, Pankaj Gupta, MD and CEO of Godrej Finance, said, “Chandigarh has emerged as a strategically important market for us, and the strong growth we have witnessed reinforces our confidence in the region’s long-term potential. Our expanded office and growing team reflect our commitment to deepening our presence and serving the evolving financing needs of MSMEs and business owners. As businesses increasingly seek transparent and structured financing solutions, we are well-positioned to support their aspirations through a customer-centric approach, faster decision-making, and deep local engagement. We expect Chandigarh and surrounding markets to continue contributing meaningfully to the growth of Godrej Finance’s overall portfolio in the years ahead.”
This expansion aligns with Godrej Finance’s strategy of deepening its presence in high-potential commercial hubs across India while maintaining strong portfolio quality and responsible lending practices. Customers visiting the new office will benefit from faster loan processing, simplified documentation, seamless onboarding, and relationship-led service designed to support long-term business growth.
